09
Aug
Social Security is a vital part of financial planning for retirement, and understanding the credit system is essential to maximizing benefits. In the U.S., earning 40 credits is generally the minimum threshold for eligibility to receive retirement benefits from Social Security. But how does one know if they have accumulated these 40 credits? This article delves into what these credits are, how they are earned, and how to find out if you have met this requirement. What Are Social Security Credits? Social Security credits are used to determine eligibility for Social Security benefits. As of 2021, you earn one credit…