Over 6 million car accidents are reported every single day in the United States alone. Therefore, it can be concluded that the country is filled with irresponsible drivers. Even if you learn defensive driving and have years of experience driving, you still cannot be sure whether you are safe on the road. You can control your driving but not others.
After a car accident, one of the first people who may call you is the insurance company of the other party. They call you at a time when you are still vulnerable to giving the wrong answers, so they can twist your words and put the blame on you. If the insurance company is suing you for a car accident that was not your fault, speak to a Grand Junction car accident attorney today.
Will the insurance company sue you for a car accident?
If you have been involved in a car accident because of another party’s fault, you have every right to sue the other party. However, in many cases, the other party does not admit their fault and tries to blame the victim. In such a case, you might be sued by the party responsible for causing the accident.
If you are sued by someone who has caused your damages in a car accident case, you can rightfully deny admitting fault and prove your innocence by showing solid evidence and testimonies from expert witnesses. It may be frustrating getting sued by the party who caused the accident in the first place, but you have the chance to shed light on the truth.
An attorney is your best chance at getting justice. The insurance company usually sues you because of the following reasons:
- You are suspected of insurance fraud.
- You live in a fault state.
- Your damages exceed your insurance coverage.
Steps to take if the insurance company is suing you
- Find evidence to establish fault.
If you firmly believe that the accident was not your fault, you may go against the insurance company and prove your innocence through evidence. An attorney in Grand Junction can help you through this process. Medical reports, photos, witnesses, testimonies, police reports, etc., are good pieces of evidence.
- Call your insurer.
Contact your insurance company to inform them of the accident. If you want to hire an attorney to fight the case for you, your insurance coverage may include the attorney fees, which will allow you to retain one for free.