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Why Do Car Accident Cases Take So Long

Many car accident victims grow flustered waiting for their accident cases to finish. Settlement offers never seem to come fast enough, especially if you’re in dire need of settlement awards before you can start your journey to physical and financial recovery. 

If you suffered serious injuries in an accident caused by someone else’s negligence, you could receive compensation from them through a personal injury claim. Generally, the length of a car accident case is determined by how long it takes to negotiate with an insurance company, reach maximum medical improvement, investigate the crash, and determine fault. 

A seasoned personal injury lawyer can review your case and estimate how long your settlement process could take. They can also review what similar claimants have done, and answer all of your burning questions.

Why Do Car Accident Claims Take Forever?

Many car accident cases take longer to settle or litigate because of the following:

  • Your attorney is waiting for you to achieve maximum medical recovery to accurately assess the past, present, and future costs of care
  • Collecting all of your medical records and evidence can take time
  • The insurance company is stalling or offering you low ball settlement offers
  • You’ve suffered serious injuries, which take more time to accurately assess
  • There are multiple parties involved
  • The investigation is taking longer than expected, particularly if there are multiple at-fault parties or the defendant is trying to shift blame onto you
  • The case has been resolved, but it takes time for funds to process

Insurance Company Car Accident Settlement Delays

Insurance companies have to respond to your claim, but how long that takes depends on many factors. The larger your settlement demand, the more likely insurers will try to drag your claim out to get you to settle for less than you deserve. Insurance companies want to make money. They do that, in part, by reducing how much they have to pay out. 

Once your personal injury lawyer submits a settlement demand, insurers try to hold on to every dime they can. Insurance companies demand more proof of your damages so that your attorney will need to submit or resubmit all of your medical treatment records. Insurance companies also insist that claim values are inflated because they want to avoid big payouts.

Many insurers reject and question liability to claim their clients are not responsible for your injuries. They often cite preexisting conditions or insist that you shared responsibility for the injury. They may even claim that someone else was responsible.

Lawyers Can Expedite Car Accident Settlement Negotiations

Car accident lawyers understand personal injury claims. If your car accident case is taking too long, an attorney may be able to determine why your case is being held up, put legal pressure on those liable for your injuries, and take your claim to trial if necessary.

Consulting with an attorney could mean that insurance companies take your claim more seriously. A lawyer can help you recover the compensation you deserve. Being harmed in an accident can have devastating effects, and waiting for a lengthy case can exacerbate those issues. Allow a diligent Florida car accident attorney to assist you.

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